ÍST WA 310:2020


Fellur úr gildi - 5.5.2022

Íslenskt heiti:

Vinnustofusamþykkt – Innlendar greiðslur og innlán

Enskt heiti:

Workshop agreement – Domestic payments and deposits



ICS flokkur:

3.060, 35.240



Umfang (scope):

The Icelandic banks joint effort to create third version of the IOBWS (Icelandic Online Banking Web Service) is described in this workshop agreement. The third version of IOBWS will support the domestic implementation of the Payment Service Directive (EU 2015/2366, also known as PSD2). The workshop agreed to extend the Berlin Group NextGenPSD2 Framework and add Icelandic requirements to the frame-work. Berlin Group NextGenPSD2 includes payments, accounts and consent. NextGenPSD2 can be described as "Access to Account (XS2A) Framework" with data model (at conceptual, logical and physical data levels) and associated messaging. The workshop agreed to define three payment products and to make changes to the data model to include claim payments. This document reflects the agreements made on the workshop ÍST VS-3 Innlendar greiðslur og innlán, and are based on the analysis of two working groups of TN-FMÞ on the matter.
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Mynd sem fylgir ÍST TS 310:2022

ÍST TS 310:2022

ÍST TS-310 defines web application programming interfaces implemented by Icelandic commercial and savings banks to expose shared functionality and information for domestic payments and deposits, under the Icelandic Online Banking Web Services (IOBWS) framework of specifications. Other ÍST Technical Specifications exist which address related but discrete units of the overall IOBWS framework, either as new additions or upgrades to the previous specifications. Some crosscutting guidelines and shared concerns are addressed in the workshop agreement ÍST WA-316. As the consumption and implementation of each part of IOBWS are optional, the documents aim to be independent of each other. However, due to the origin of the underlying OpenAPI specification in the Berlin Group NextGenPSD2 Framework, ÍST TS-310 on Domestic Payments and Deposits and ÍST TS-313 on Foreign Payments overlap quite significantly. Both are based on the “IOBWS3.0.yaml” definition document and share schema type and API ser
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