Vinnustofusamþykkt – Innlendar greiðslur og innlán
Workshop agreement – Domestic payments and deposits
The Icelandic banks joint effort to create third version of the IOBWS (Icelandic Online Banking Web Service) is described in this workshop agreement. The third version of IOBWS will support the domestic implementation of the Payment Service Directive (EU 2015/2366, also known as PSD2). The workshop agreed to extend the Berlin Group NextGenPSD2 Framework and add Icelandic requirements to the frame-work. Berlin Group NextGenPSD2 includes payments, accounts and consent. NextGenPSD2 can be described as "Access to Account (XS2A) Framework" with data model (at conceptual, logical and physical data levels) and associated messaging. The workshop agreed to define three payment products and to make changes to the data model to include claim payments. This document reflects the agreements made on the workshop ÍST VS-3 Innlendar greiðslur og innlán, and are based on the analysis of two working groups of TN-FMÞ on the matter.